Office 365 Personal is designed for one person with one computer to install the Office apps. You also get 1TB of storage for each person in OneDrive, plus 60 free minutes per month per user on Skype to make phone calls all around the world.

Office 365 Home is meant for families, since up to five people can be on the same membership and you can install the Office apps on up to five different PCs or Macs, plus use the full versions of the Office apps on Android and iOS phones and tablets. The two most popular subscription tiers are Home and Personal.

There are several different types of Office 365 subscription, each getting you different features.

The most enticing reason to get a subscription is that you'll always get new versions Office when Microsoft releases them. With Office 2016, the full versions include new sharing features that let you work together with others in real-time, integrations with messaging app Skype, a tool that uses Microsoft's search engine Bing to help you research while you're working and more.

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